Capitec Bank
Capitec Business Banking Center in a shopping center, in Somerset West, Cape Town | |
| Capitec Bank Holdings Limited | |
| Company type | Public |
| JSE: CPI | |
| ISIN | ZAE000035861 |
| Industry | Banking Financial services |
| Founded | 1 March 2001 |
| Founders | Jannie Mouton Michiel Le Roux Riaan Stassen |
| Headquarters | , |
Area served | South Africa |
Key people | Graham Lee (CEO) |
| Products | Investment banking Savings Credit cards Loans Mobile telecoms |
| Services | |
| Revenue | R35.80 billion (2025) |
| R17.73 billion (2025) | |
| R13.74 billion (2025) | |
| Total assets | R238.46 billion (2025) |
| Total equity | R50.91 billion (2025) |
Number of employees | 16,935 (2025) |
| Website | capitecbank |
Capitec (officially Capitec Bank Holdings Limited) is the largest South African commercial bank by customer base. It is licensed by the Reserve Bank of South Africa, the central bank and national banking regulator.
As of September 2025, Capitec was the largest retail bank in South Africa, based on number of customers, serving a total of 24.1 million individuals (constituting 38% of the South African population at the time).
Capitec also has South Africa's largest branch network, at 880, and largest ATM network, at almost 9,000. In the same month, Capitec had the second-highest market capitalization and highest return on equity out of the "big five" banks.