1995–96 Croatian Second Football League

Druga HNL
Season1995–96
ChampionsSamobor (West Division)
Slaven Belupo (North Division)
Junak (South Division)
PromotedSamobor
Ponikve
Zagorec Krapina
Napredak Velika Mlaka
Slaven Belupo
Olimpija Osijek
Čakovec Union
Junak
Mosor
RelegatedLučki Radnik Rijeka
Spačva Otok

The 1995–96 Druga HNL (also known as 2. HNL) season was the 5th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 50 teams organized into three geographic groups: Zapad (West, 18 teams), Sjever (North, 16 teams), and Jug (South, 16 teams).