1994–95 Croatian Second Football League

Druga HNL
Season1994–95
ChampionsHrvatski Dragovoljac (West Division)
Slavonija Požega (North Division)
Uskok Klis (South Division)
PromotedHrvatski Dragovoljac
Orijent
Slavonija Požega
Mladost 127
Uskok Klis
Dubrovnik
RelegatedRudar Labin
Nehaj
Dubrava
Valpovka
Neretvanac

The 1994–95 Druga HNL (also known as 2. HNL) season was the 4th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 52 teams organized into three geographic groups: Zapad (West, 19 teams), Sjever (North, 16 teams), and Jug (South, 17 teams).