SoFi

SoFi Technologies, Inc.
Company type	Public
Traded as	Nasdaq: SOFI; Russell 1000 component;
ISIN	US83406F1021
Industry	Personal finance; Direct banking; Banking as a service;
Founded	August 2011
Founders	Mike Cagney; Dan Macklin; James Finnigan; Ian Brady;
Headquarters	San Francisco, California, U.S.
Area served	30 countries U.S.; Latin America; Hong Kong; India; The Philippines; Parts of Europe;
Key people	Anthony Noto (CEO); Chris Lapointe (CFO);
Products	List of products SoFi Checking & Savings; SoFi Protect (Insurance); Estate planning; SoFi Invest; SoFi Crypto; SoFi Relay (Multi-account tracker); SoFi Plus (Premium membership); Cash Coach (AI-powered insights); Personal loans; Home loans; Student loans; SoFi Credit card; SoFi At Work (Workplace financial benefits); Small business finance; Galileo (Banking software platform);
Services	List of services Online lending; Mobile & online banking; Loan origination; Stockbroking; Cryptocurrency trading; Insurance broking; Wealth management; Banking as a service;
Revenue	US$3.61 billion (2025)
Net income	US$481 million (2025)
Total assets	US$50.66 billion (2025)
Total equity	US$10.49 billion (2025)
Members	13.7mn customers; 128mn platform accounts; (2025)
Number of employees	c. 5,000 (2024)
Divisions	Lending; Financial services; Technology platform;
Subsidiaries	List of subsidiaries Galileo Fin. Tech. LLC; Social Finance Inc.; SoFi Bank N.A.; SoFi Lending Corp.;
Website	sofi.com
	Footnotes / references;

SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

In its initial years, SoFi focused on providing student loans, using data science to assess risk and offer borrowers lower interest rates. Over time, it expanded its offerings to include personal loans, mortgages, auto loans, credit cards, stock investing, insurance, estate planning and bank accounts. SoFi became the first full-service financial technology startup to receive a formal U.S. banking license as well as the first nationally chartered consumer bank in the U.S. to offer cryptocurrency trading.