Prosper Marketplace

Prosper Marketplace, Inc.
Company typePrivate
IndustryFinancial technology, Peer-to-peer lending
FoundedCalifornia, USA (2005)
Headquarters
San Francisco, CA
Area served
United States
Key people
David Kimball, CEO; Ron Suber, President Emeritus
Products
Revenue US$ 173.36 million (2024)
US$ -54.08 million (2024)
Total assets US$ 877.03 million (2024)
Number of employees
404
Websitewww.prosper.com

Prosper Marketplace, Inc. is a San Francisco, California-based financial services company that operates Prosper.com, one of the first peer-to-peer lending platforms in the United States. Founded in 2005, Prosper enables individuals to apply for personal loans, open credit cards, or invest in consumer credit through a marketplace model. The platform connects borrowers and investors directly, with the loan amounts ranging from $2,000 to $50,000. Since its launch, Prosper has facilitated over $23 billion in personal loans.

The company is structured around Prosper Funding LLC, which services loans and manages borrower and investor relationships. In addition to its core lending business, Prosper offers tools for financial planning and credit monitoring. In April 2025, Prosper entered a $500 million forward flow agreement with Fortress Investment Ground and Edge Focus to expand loan originations.