Habib Bank Limited
Native name | حبیب بینک |
|---|---|
| Company type | Public |
| PSX: HBL KSE 100 component KSE 30 component | |
| Industry | Banking |
| Founded | 25 August 1941 |
| Founders | Mohammed Ali Habib Dawood Habib |
| Headquarters | Principal office, HBL Tower, Karachi, Pakistan |
Number of locations | 1,732 (2024) |
Key people |
|
| Products | Loans, credit cards, debit cards, savings, consumer banking, business banking, Islamic banking, prestige banking, etc. |
| Revenue | Rs. 361.1 billion (US$1.3 billion) (2025) |
| Rs. 146.93 billion (US$530 million) (2024) | |
| Rs. 57.80 billion (US$210 million) (2024) | |
| Total assets | Rs. 7.71 trillion (US$28 billion) (2025) |
| Total equity | Rs. 488.6 billion (US$1.7 billion) (2025) |
Number of employees | 20,661 (2024) |
| Parent | Aga Khan Fund for Economic Development |
| Subsidiaries | Habib Allied Holding Limited HBL Bank UK Limited HBL Currency Exchange Limited HBL Asset Management Limited HBL Zarai Services Limited Habib Bank Financial Services Limited HBL Microfinance Bank (79.92%) |
| Website | hbl |
| Footnotes / references Financials as of 31 December 2024 | |
Habib Bank Limited (often abbreviated as HBL) is a Pakistani bank headquartered at Habib Bank Plaza, Karachi with regional offices in Lahore and Islamabad. It is a subsidiary of Swiss-based organisation Aga Khan Fund for Economic Development (AKFED).
Established in 1941 by the Habib family, it is the oldest bank in Pakistan post-independence. In 1972, the bank moved its headquarters to the Habib Bank Plaza which was the tallest building in South Asia at the time. It was nationalised in 1974 by the Government of Pakistan and privatised it in 2004; at that time, the Aga Khan Fund for Economic Development acquired a controlling share and management control. AKFED maintains significant shareholding in HBL to date.
HBL is one of the largest domestic bank in Pakistan in terms of assets, and has been included in the Forbes Global 2000. As of 2025, HBL is the fourth largest bank in Pakistan by market capitalization and serves about 15% of all Pakistani bank deposits. It is Pakistan's largest bank by tier 1 capital.