Grupo Caja Rural

Grupo Caja Rural (lit. 'Rural Cooperative Banking Group') is a loosely integrated cooperative banking group formed in 1989. With thirty Spanish rural credit cooperatives (Spanish: cajas rurales, sometimes translated as "agricultural credit unions") and other participating entities and over 6.3 million customers, it was the leading Spanish cooperative banking group as of July 2025. Similarly as with cooperative banking groups elsewhere in Europe, it relies on two central entities, respectively the non-profit Asociación Española de Cajas Rurales (AECR, lit. 'Spanish Association of Rural Cooperative Banks') and the financial institution Banco Cooperativo Español (BCE, lit. 'Spanish Cooperative Bank'). The AECR and BCE are both headquartered on adjacent locations on Calle de la Virgen de los Peligros in Madrid, Spain.

Grupo Caja Rural had aggregated assets of €98 billion at end-2024, including all entities participating in its institutional protection scheme managed by the AECR. It is not consolidated under European banking supervision, however, by which all its constituent banks are designated as less significant institutions and are thus under the direct supervision of the Bank of Spain.