Croatian Health Insurance Fund
| Croatian Health Insurance Fund Hrvatski zavod za zdravstveno osiguranje | |
|---|---|
Location of Headquarters | |
| Institution overview | |
| Formed | 21 August 1993 |
| Type | National social health insurance fund of Croatia |
| Headquarters | Klovićeva 1, Zagreb, Croatia |
| Budget | €7.07 billion (2026 budget) |
| Website | hzzo.hr |
| Director | |
| Currently | Zvonimir Ante Korda since 11 February 2026 |
The Croatian Health Insurance Fund (Croatian: Hrvatski zavod za zdravstveno osiguranje or HZZO) is a state-owned enterprise that administers the universal health care system in Croatia. Established in 1993 by the Government of Croatia, the HZZO is the country's national social health insurance fund and its primary source of health financing. In 2019, 4.18 million people received health insurance coverage through HZZO.